To date, in Russia, the area of insurance services continues its successful development. Many people have already familiar to the concept of compulsory health insurance, and the policy of OMS is the overwhelming majority of our country's inhabitants have already received. But what about voluntary medical insurance?
Content
If we talk simple and understandable language, then,
Probably not for anyone a secret that free medicine in our country
leaves much to be desired. And count on quality free
treatment, defending many hours in its district clinic, in
most cases and not at all. That's exactly then comes to
Help our fellow citizens who provide voluntary
Medical Insurance (DMS).
Insurance amount for insurance against accident or illness, you determine by agreement with your insurance company.
The price of the policy will develop from:
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percentage of insurance conditions;
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option, i.e. insurance programs;
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the term of the contract;
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Risk factors for the health of the insured (dangerous working conditions and T.NS.);
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The states of your health;
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the status of the insured (individual, corporate insurance, a foreigner);
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the number of insured persons on one contract;
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the level of the medical institutions chosen by you;
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Brand and prestige of the insurance company;
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unprofitability of the insurance company for one or another contracts.
You can insure yourself as completely, that is
7 days a week, 24 hours a day and partially, for example, only in
working time or only for rest, or only for the distance,
Flight and so on.
7 days a week, 24 hours a day and partially, for example, only in
working time or only for rest, or only for the distance,
Flight and so on.
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Price.
By purchasing the PMD policy, you are fencing from the dishonestness of specialists,
It is not profitable «breed» You, assigning unnecessary treatment. After
payment policy for its validity - increase price for medical
services not affect you in no way.
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Quality.
The quality of medical services control the experts experts insurance
Companies. In case of any problems and disputes with
medical institution, your insurance company awakens to protect your
Interests. -
Saving time. To you
Do not have to expose long multi-meter queues in the district
Polyclinic. Excelves the loss of time to find a decent medical
Center, for payment of treatment, and possibly a search for additional cash
Tools.
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Ability to receive medical care in leading medical institutions throughout the territory of the Russian Federation. Polis DMS gives you the right to receive medical care in several medical facilities included in the program.
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freedom of choice. You
themselves form their insurance program and medical institutions.
Together with the insurance company you will select the optimal solution
tasks «Objectives - Price - Quality».
If you still decide to design a DMS
polis, then the most important stage for you will be the choice not so much
Insurance company, how much insurance program offered
This company. And programs are a huge set!
polis, then the most important stage for you will be the choice not so much
Insurance company, how much insurance program offered
This company. And programs are a huge set!
In all listed cases, the company is obliged
Pay for treatment of the insured, including his stay in the hospital,
operations, medicines, rehabilitation, and so on, depending on
the conditions described in the contract according to the selected program
Insurance.
Pay for treatment of the insured, including his stay in the hospital,
operations, medicines, rehabilitation, and so on, depending on
the conditions described in the contract according to the selected program
Insurance.
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You have the full right to
familiarization with the list of medical institutions in which you will have
call in the event of an accident.
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Over time, you can change insurance conditions by agreement with the insurance company, changing the tariffs.
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IN
each company should be their regular specialist who is in any
The time of day will advise you for any issues and
will tell you where you should contact.
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The more the company is engaged in personal insurance, the usually high quality DMS.