For traditional beach holidays in Turkey, Egypt or Thailand of a standard policy on $ 15,000 will be enough.
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What expenses will cover medical insurance
For traditional beach holidays in Turkey, Egypt or Thailand of a standard policy on $ 15,000 will be enough.
«She walked slipped, fell, woke up – gypsum…» This is not a quote from your favorite comedy – This is usually told about their injuries our tourists in insurance companies. But the insurance compensation is far from all. Why? As told «Evening» In the company Rosno, often people during the holidays are broken by full. They drink and buzzed at night, and in the afternoon, they sleep on the beach, as a result – Solar burns, alcoholic poisoning, broken hands-legs.
Insurers statistics are as follows: the proceeds for medical care in traditional places of recreation is much higher than on exotic routes. Most often, tourists are fighting on various mopeds and scooters, rented. Also our fellow citizens love to swim at night, without considering that in many hotels at night the pools are flooded disinfectants.
Children
With children another trouble – acclimatization. In recent years, parents take even babies on vacation, but forget that the baby needs at least 2–3 days to get used to the heat for 40 degrees and 100 percent humidity.
Now, no travel agency will sell a ticket without medical insurance, and you will not get an entry visa without it, but rarely some of the tourists think: whether the amount specified in the Polish is enough, it happens to something unforeseen?
Specialists say this: for traditional beach holidays in Turkey, Egypt or Thailand, a standard policy on $ 15,000 will be enough.
Provided, of course, that you are not going to deal with extremes: diving, rafting, deltaplanism… Either in the policy should be clearly spelled out that its coverage is expanded in case of harm to health as a result of sports, dangerous work, extreme hobbies. For this, naturally, you will have to pay extra. It is also useful to insure life from an accident to be able to obtain monetary compensation for disability arising from injury.
Accident
However, if the tourist becomes a victim of an accident, as often happens with our vacationers in Egypt, then independently of insurance everyone will provide medical care. Who will need to make an operation – do. But as soon as the threat to life disappears, the tourist will quickly fill out from the overseas clinic. More precisely, the insured tourist is evacuated to permanent adhesion with due medical support – but also only.
Chronic diseases
If you have a sharpening ulcer, you will have exactly for sure the yourself. The exacerbations of chronic (including mental, venereal and oncological) diseases are not an insured event, as, however, solar burns, and injuries obtained in a state of alcoholic or narcotic intoxication.
Often, tourists complain that the local doctor demanded that they have money for reception. Answer Again, look for in the insurance policy. If it says that a certain amount (as a rule, no more than $ 50) is not covered by insurance, it means that the requirements of the doctor are valid. Otherwise, firmly stand on your own:«This is an insured event, and payment will be made through the Assistance Company».
If you pay cash still I had to do not forget to take the original documents in which your medical diagnosis and treatment costs are indicated.
