According to the central media, in 2007, Turkey ranked 1st place in Europe by accident. We decided to find out what kind of helping is our tourist who went on a trip.
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Kursk tourists organize insured cases
In September 2007, the Turkish hospital put a vast account for assistance in childbirth. On July 2 of this year, 12 Russian tourists were injured in the car accident. According to the central media, in 2007, Turkey ranked 1st place in Europe by accident. We decided to find out what kind of helping is our tourist who went on a trip.
Insurance subtleties
«When a person falls on an accident car, he is the first thing to call to the insurance company. Similarly, it is necessary to do on vacation if you have trouble with health or an accident, – Explains the director of the United Commonwealth of the Kursk Tour Agencies Evgeny Corrosuk. – Any citizen of the Russian Federation, traveling to rest, must receive medical insurance in a travel agency, which is included in the price of his tour. The resulting policy must be in a trip with you, if necessary, call the phones specified in it, and you will be assisted».
However, there are many nuances. Treat you only on the items that are indicated in insurance. That is why, before giving money for a ticket, all documents should be carefully examined, and especially the contract and insurance policy. Each decent tour operator concludes an agreement with an insurance company for the provision of a certain type of services. Insurance is different, usually five of them. Class «T» (Transport-Class) the cheapest and includes the smallest list of services, «M» (MEDICAL-CLASS) – a little more expensive, but also higher level services, «E» (Econom-class) provides all the necessary medical services, except for the dental, and in «IN» (Business-class) is added dental care of up to 200 y. E., In addition, the loss of baggage is reimbursed. «V» (VIP-Class) covers all medical expenses, as well as legal, loss of baggage, documents and arrival to the insured third party.
All travel agencies usually work with economy-class insurance, that is «E». For it, arriving must provide any medical care, as well as the repatriation of the body in the event of death. Expensive operations such as organ transplantation, hand and leg prosthetics, insurance will not pay. Teeth will also be treated – they are better to take care of the trip. If the client does not suit the type of insurance that provides a travel agency and he wants to increase the list of possible services, you will have to negotiate with the insurance company individually. But it should be borne in mind that no type of insurance includes services for the objectory. It is understandable – Otherwise, many Russian women would want to give birth in those countries where these services are provided at a higher level.
Swimmer came up with Muren
Another nuance – Insurance does not work if a person suffered, being in alcohol intoxication. «There was such a case, – remembers Cosorukov. – Drunk vacationer rode a motorcycle in Turkey, falling, broke his hand. Knowing that if in this form he will be in the hospital, he will have to fork out and pay to the doctors, he went to sleep in the hotel. Packed pain, Russian came to the hospital the next day already in a decent form and received free help».
There was another case when our drunk vacationer in Maldives tried to take pictures with Mauren – As you know, a very dangerous creature. Apparently, the fish was not configured to shoot, then the tourist began to beat her in the face. Frightened Muren clung to the swimmer in the face, grabbing a decent piece of flesh. The man had to lay out a round sum of medical services».
Going on the trip, it will not hurt to take a first-aid kit – With a standard set of drugs will miss at any customs. The stomach disorder in a new place happens almost with all due to the change of power and water. Yes, and acclimatization happens to many.
I also add solar burns, cuts and bites and capture with you the drugs that you have already reversed in such situations.
Salvation of vacationers – The work of the holidays themselves
Another point: if the rest bought the excursions not at the tour operator at the hotel, where he lives, and on the street, with paying medical services if an insured event occurs, there may be problems. Wanting to save, Russian tourists usually buy excursion tours from street vendors. Indeed, they are cheaper, but at the same time it is necessary to keep in mind that the bus will not be so good, often it – Frankly old ruins. No wonder in such an accident. In addition, you should not hope that the guide will talk to you in your native language.
«On vacation better adheres to expressions: salvation of vacationers – The work of the holidays themselves, – Explains Evgeny Corosukov. – This is no case towards water salvation. I mean, you have to be prudent. Say, you should not go late in the evening for souvenirs to some poor area where only the local population lives, or jump from the high shore to the sea. In short, you should not make your journey risky enterprise».
«One of our client, resting in the Caucasus, jumped into the sea and broke both legs, – continues Evgeny. – According to the usual medical insurance policy, the woman received assistance in the local hospital, and about the fact that a travel agency insured, completely forgot. The victim went home in a filled bus 1,200 kilometers with stamped upside down. And if she turned to tourist insurers, she would not have to suffer so. The company was obliged to provide it with a special car for delivery home with the accompanying».
For one of the Kursk tourists, the rest ended with fatal. The man died with not until the end of clarified circumstances. The only document left robbers, – Insurance policy, on it and identified the deceased. And although the Kuryanin was lingered on vacation, did not leave for a long time, representatives of the insurance company, understanding the severity of the situation, paid for relatives to the expenditures on the repatriation of the body.
If on vacation abroad you did not have any insurance, no money, as a last resort, you can contact the local representative of the Red Cross, which is in all countries. There are medical care for free.
